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If you do not prepare yourself financially, retirement can be quite depressing for you and your family. Retirement is a time when income drops and expenses rise. So, financial planning is required for leading a financially independent life even after retirement. Financial planning simply refers to saving up money for the future. A number of people start saving for retirement without knowing how much they will need to maintain their standard of living after retirement....

Managing a company’s accounts is a very complex job but hiring a professional accountant to manage the books can be a huge drain on the funds too. This has contributed to the rise of accounting software, which has made the work much easier. But there are some disadvantages to the traditional accounting software.[1] It is expensive to upgrade your current software every time a new update comes. It works on one computer and if the data has to be accessed by another computer, it requires a portable device, which is a huge security concern....

When you’re alone: 1.You get creative and productive When you’re alone, you don’t rely on other people to entertain you or otherwise enhance your life. It’s all up to you. Not only do you not rely on others, but you also don’t hold yourself back when working on a project, and will be more likely to try new ways of accomplishing a task that you might not have tried had you been working in a group....

Because running is already a full-body exercise with a heavy cardiovascular component, many athletes fail to look outside of it for additional training that compliments their efforts. Strength training for runners is also vitally important for performance and injury prevention. This guide will provide you with a solid reasons as to why you should be incorporating strength training moves into your program. Read on to discover the many benefits of strength training for runners....

You borrow things from your sister… What’s better than always having an extra closet to look through? Having a sister means you double the clothes to pick from (as long as you share similar styles). …but she always steals your clothes. On the other hand, your sister is more than likely to steal your things without asking, and possibly never return them. You’ll always have someone to vent to… Having a sister is an incredible way to vent your social and romantic troubles....

1. It starts in a tender way Building a sand castle starts on a soft surface just like love. Love has a strong appeal on each of us and makes us calmer, tender and softer so that we have a more positive perception of the world around us. 2. It can be fragile After being attracted to someone you are willing to take the risks to get to know the person on a different level....

Cooking is a skill that definitely takes some time to master but there’s a secret shortcut that can help you make meals easier, faster and, just like me, cheaper than ever. It’s called the slow cooker or crock pot and I’ll show you the benefits that come from it. What Is A Slow Cooker? Slow cookers are often called crock pots, which are actually a brand name that has been associated with slow cookers the same way Kleenex is with facial tissue....

Rotating curiosity[1] happens when interests, curiosities, or passions constantly change. This means that what interested someone six months ago might no longer be interesting today. No, it’s not a mental health disorder. It’s actually a sign of a very creative mind! For some people with rotating curiosity, making career or life decisions can be difficult. Due to constantly changing interests, one day you may think that you have found your dream job only to lose interest in six months to a year....

1. Explore your creative side. Leave behind the restrictive clothes, desk, and computer when you leave the office. Wear your favorite comfortable clothes and get ready to explore your creative side! Do you like to draw or paint? Spread out on the table or floor and spend some time sketching and shading. Are you working on the Great American Novel? Take an hour or two after work to write a chapter....

Are you a pencil or a walrus guy? Dali or Pyramid? By the end of 2012, people participating and donating to the simple growth of moustaches had raised £92 million. That’s around $147 million. Between 2004 and 2012 they raised a massive £276 million! Are you involved in Movember or have you participated in the past? Do you know someone who needs a bit of moustache management? Know Your Mo | Press Association

There are several stress-fighting apps out in the market today. Most stop at monitoring, leaving the user with loads of data but no solution for anxiety and negative energy. Now there’s a new wearable that takes stress-fighting methods to the next level. The Olive is a device that collects information about the wearer’s lifestyle. It sends out notifications when an individual is feeling stressed. Over time, users can see what part of the day they are most anxious and take action in preventing the possibility of a meltdown....

It becomes even more confusing when shops allow you to pay in different currencies. Which is best? If you don’t know the current exchange rate or you’re using a ballpark guesstimate it can be hard to work out if you’re losing money or getting a good deal. The Best App To Take Travelling and Find Out Exactly What You’re Paying There is an easy solution to this problem that doesn’t involve having a rough or out of date exchange rate in your mind and a calculator to hand....

As such there are a range of problems and health risks that can arise from having insufficient calcium. Calcium deficiency is surprisingly common and is considered by some to be a global public health problem, as such it is important to consider your own calcium intake. Some problems are extremely serious, not only are you at a higher risk of developing diseases like Osteoporosis, but you can develop weak nails, hair loss, and even seizures....

Dr. Sharon House indicates the problem isn’t battling your, maybe, weak will, but rather that you’re not identifying the habit’s payoffs. These negative payoffs are really what keep you involved in the habit. The key, explains House, is knowing what the payoffs are and why you still want them. Knowing the payoff means knowing why you keep the habit. Manage Your Negative Habits, Eliminate Your Payoffs – [CultivateGenius]

Why? Because the real important thing is AQ. AQ means Adversity Quotient. Or, you can call it the “inability to consider failure”, according to Jim Cantrell, who’s the co-founder of SpaceX. As Jim Cantrell recalled, when everybody thought Space X wouldn’t work, including himself, Elon Musk didn’t think about failure. He just thought about how to make it work. So at the end Jim Cantrell quit, and Elon Musk succeeded....

Featured photo credit: Kitchen Sink/Fazimoto via flic.kr

Electrical frequencies and vibrations You may be surprised to learn that everything has an electrical frequency or vibration. This electrical frequency can be measured in Megahertz (MHz), and the frequency is defined as “a measurable rate of electrical flow that is constant between any two points.” The human bodies and diseases can both be measured in MHZ. A healthy body, when measured from head to toe, typically has a frequency ranging from 62 to 78 MHz....

Sweet collaboration is what happens then! Check out this short video where I showcase some of the best ways to make Hootnote, make that Eversuite, work for you! Check out Steve Dotto’s weekly podcast on all things tech at www.dottotech.com

This is an invitation to find your voice and leave a mark in the world; an invitation to surpass the average and aim for higher levels of excellence; an invitation to tap into your talents more deeply than before and turn yourself into a radiating powerhouse. It is time to live your purpose in life and share your unique, beautiful gifts with all other beings. In essence, excellence is the very opposite of perfectionism....

This is a handy little mash of Google Maps and Twitter so you can check what people are saying around the world and, specifically, in your part of the world. The handy part is you can Twitter your location and show up at different spots on the map, so you can twitter what you’re doing as well as where you’re doing it. All you do is send a Twitter update that includes ‘L:‘ followed by your location....